Skip to main content
Gulf Coast Merchant Services home

Local resources

Northwest Florida small business resources

Free, official places to start — gathered for owners we meet around Pace, Pensacola and Navarre.

The short answer

Business owners in Santa Rosa and Escambia counties can get free one-on-one advising from the Florida SBDC at UWF, register for sales tax with the Florida Department of Revenue, find county business resources, connect with local chambers and use state and federal disaster-recovery programs.

Last reviewed

Free business advice

  • Florida SBDC at UWFNo-cost, confidential consulting for planning, financing and growth, with a Pensacola office and a Navarre office.

Registration and taxes

  • Florida sales taxRegister with the Florida Department of Revenue before you make taxable sales.
  • County business resourcesSanta Rosa County lists business, career and legal resources, including local business tax.

Local chambers

Listed as public resources. A listing here does not imply a partnership.

  • Santa Rosa County Chamber of CommerceCountywide business network and events.
  • Pensacola ChamberBusiness resources for the Pensacola area.
  • Navarre Beach Area ChamberBusiness network for the Navarre area.

After a disaster

  • Santa Rosa County ESF 18The county’s business and industry support function after an emergency.
  • FloridaCommerce Emergency Bridge LoanShort-term loans when the state activates the program after a disaster.
  • SBA emergency preparednessPlanning guidance and disaster-loan information.

Questions owners ask

Common questions

Where can I get free help writing a business plan?
The Florida SBDC at UWF offers no-cost, confidential consulting, including business planning and financing preparation.
Do I need to register for Florida sales tax?
If you make taxable sales in Florida, you register with the Florida Department of Revenue before you start. Its site explains who must register.
Can GCMS help with my POS and payments when I open?
Yes. We can help you choose, install and set up a POS and card payments, and point you to the planning resources above.

Official sources

Opening or growing a business here?

Tell us what you are planning. A local specialist helps you choose and set up the POS and payments side.